App.  App.  App.

App. App. App.

How many apps do we need? It seems like everything is an app these days. Do you really need a budgeting app? Or, do you just need a way to use your existing bank app to budget more effectively? If you’re reading this, chances are you have tried using a budget app or...
Up or Down?

Up or Down?

Which way do you spend, up or down? Between the science and the real-world chaos of managing money lies our attitude towards spending it–-we either spend up or we spend down. The impact of how we think about and use money is quite staggering as evidenced by the...
Magic

Magic

Budgeting is not magic—it’s just math! Too often we start a budgeting program or app thinking that having some piece of software will magically create and keep a budget for us. Maybe you already know this intuitively or learned from the ‘School of Hard Knocks’, but...
Everybody Budgets

Everybody Budgets

Everyone has a budget, some are very detailed and others are shall we say loose and quite frankly non-existent. If you think about it, not having a budget is still a budget—zero is still a number. I don’t want to get too philosophical, but the reality is everyone has...
Budg@#*!ng

Budg@#*!ng

Budgeting is like a dirty word! It’s a necessary evil for most and very few people look forward to budgeting as survey after survey shows. Why does something as critical as budgeting get such a bad rap? Maybe it’s because our perception or experience of budgeting...