Budgeting is not magic—it’s just math! Too often we start a budgeting program or app thinking that having some piece of software will magically create and keep a budget for us. Maybe you already know this intuitively or learned from the ‘School of Hard Knocks’, but...
Everyone has a budget, some are very detailed and others are shall we say loose and quite frankly non-existent. If you think about it, not having a budget is still a budget—zero is still a number. I don’t want to get too philosophical, but the reality is everyone has...
Budgeting is like a dirty word! It’s a necessary evil for most and very few people look forward to budgeting as survey after survey shows. Why does something as critical as budgeting get such a bad rap? Maybe it’s because our perception or experience of budgeting...
Walls? What do walls have to do with budgeting? Nothing really, or do they? What is a wall? A wall is a line or a boundary that defines a space. Like where you live, whether it’s a studio apartment or a mansion, walls establish a place for you and your possessions....
Life is a journey, so is budgeting. Every journey begins with one step, so does budgeting. Rome wasn’t built in a day, neither will your budget. Better late than never, same with budgeting. Okay, that’s enough! While seemingly silly to play on the words of these...