How many apps do we need? It seems like everything is an app these days. Do you really need a budgeting app? Or, do you just need a way to use your existing bank app to budget more effectively? If you’re reading this, chances are you have tried using a budget app or...
Which way do you spend, up or down? Between the science and the real-world chaos of managing money lies our attitude towards spending it–-we either spend up or we spend down. The impact of how we think about and use money is quite staggering as evidenced by the...
Budgeting is not magic—it’s just math! Too often we start a budgeting program or app thinking that having some piece of software will magically create and keep a budget for us. Maybe you already know this intuitively or learned from the ‘School of Hard Knocks’, but...
Everyone has a budget, some are very detailed and others are shall we say loose and quite frankly non-existent. If you think about it, not having a budget is still a budget—zero is still a number. I don’t want to get too philosophical, but the reality is everyone has...
Budgeting is like a dirty word! It’s a necessary evil for most and very few people look forward to budgeting as survey after survey shows. Why does something as critical as budgeting get such a bad rap? Maybe it’s because our perception or experience of budgeting...
Walls? What do walls have to do with budgeting? Nothing really, or do they? What is a wall? A wall is a line or a boundary that defines a space. Like where you live, whether it’s a studio apartment or a mansion, walls establish a place for you and your possessions....
Life is a journey, so is budgeting. Every journey begins with one step, so does budgeting. Rome wasn’t built in a day, neither will your budget. Better late than never, same with budgeting. Okay, that’s enough! While seemingly silly to play on the words of these...