How many apps do we need? It seems like everything is an app these days. Do you really need a budgeting app? Or, do you just need a way to use your existing bank app to budget more effectively? If you’re reading this, chances are you have tried using a budget app or many apps previously. You’re not alone, myself and many others have been there and have been looking desperately for a better way to budget.

Most apps focus on tracking your spending which is useful for understanding where you money went. But to get control of your money, you need to know where it’s going! The difficulty with apps is the requirement of entering every transaction and keeping it reconciled to your bank accounts. Just writing that sentence triggers flashbacks to the frustrations of countless fixes needed to keep our apps and bank accounts in sync.

It’s a pretty safe assumption that the bank app you already use does everything that you really need. Does your bank app let you:

Transfer money between accounts
See current account balances
Allow you to set up bill pay (auto pay, auto transfer, etc.)
Categorize transactions
Allow you to filter transactions (various reports)
If your bank app does all this, you don’t need a budget app, you need a solid, simple way to plan, build and manage a budget.  An app is just another thing to learn, manage and keep updated. Granted, there are apps that are connected to various investment options, but that is for financial planning which should be part of your long-term goals for retirement.
Apps do a great job of creating summaries and pretty graphs that allow you to see what happened to your money. However, for the day-to-day management of your money you need a plan, not a pretty app. So, use the features of your bank app with 4Bite Budget. We won’t give you a fancy snapshot of what happened, but we will give you a clear path to financial peace. We will guide you through a simple plan with tools to help you set up a budget, spend freely and eliminate debt so you can feel empowered and in control of your money. Let 4 Bite Budget give you an un-app way to easily manage your money so it doesn’t manage you!