The Tools

The 4 Bite Budget tools will help you set up a budget and manage your money flow to various accounts so you will be in control. Yes, you will need to spend some time laying out a budget and opening a couple extra checking accounts, but you won’t have to keep syncing accounts or track every transaction for the rest of your life without ever making a mistake!

The ultimate value of 4 Bite Budget tools are the way they help you manage your money into categories of Income, Bills, Savings and Spending instead of trying to reconcile the tracking, transactions and syncing of every credit and expenditure. By managing money instead of transactions, your bills are paid, savings are set aside, and you are free to spend what is in your spending account! Nothing to track—just keep it between the lines!

recipe card icon

The Recipe (Set Up)

Eating a cookie in bites is easier than putting the whole thing in your mouth—so is budgeting! The Recipe is the set up which breaks down the budgeting process into easier bite size pieces, taking the pain out of planning a budget.

This is where you will make edits and changes to your budget as you travel down life’s financial road.

cookie sheet icon

The Cookie Sheet (Dashboard)

The cookie sheet is your dashboard, which allows you to see an overview of what you set up. You will know exactly how much money to move where and when it needs to be there. Use your bank app to move it manually to have ultimate control, set up automatic transactions, or some of both. The dashboard lets you see everything, everywhere, at a glance!
dashboard cookie sheet preview
cookie jar icon

The Cookie Jar (Savings)

The Cookie Jar is one of the most essential parts of budgeting—your savings. You have to put cookies into the cookie jar, so they are there when you want or need one! The set up is simple with only three things to save for: First Things, Fun Things and Future Things. The Savings Tool lets you define what those things are and then set goals so you are motivated to reach them!

savings cookie jar preview
debt ripper icon

The Debt RIPper

The Debt RIPper will help you eliminate debt by setting up your debt from smallest to biggest and rolling one paid off debt payment into the next.  Click here to see an example of how this works—you’ll be amazed at how motivating it is to know you are on a yellow brick road to being debt free!!

cookie sheet icon

The Cookie Bites (Blog)

The Cookie Bites are budgeting nuggets that will hopefully help you like to have helped us and so many others. Budgeting is a journey, and knowing there are other others who have been where you are, makes each step along the way easier. None of us will live long enough to make every mistake ourselves – better to learn from others!